The only AI underwriting platform with deep mobile home park P&L parsing. Upload an OM or T-12 — get an institutional-grade analysis you can defend to LPs, hand to a broker, or send to a lender. From $29/month.
8
MHP P&L formats parsed natively
10
MF P&L formats parsed natively
3 min
Average analysis time
7
Investor packet variants
Inputs are easy. The bar is the deliverable. Here's what you get on every deal — no upgrade gates, no "contact sales."
Multi-tab workbook with live formulas, 10-year projections, sensitivity tables, syndication waterfall, and audit trail.
Lender-and-LP-ready PDF: deal summary, market context, returns, risk flags. 7 packet types — Conservative, Moderate, Aggressive, Syndication, Cash Flow, 1031, Quick Summary.
Generate a customized Letter of Intent in 30 seconds. MF, MHP, and REO templates. Conservative / Standard / Aggressive / Cash presets. PDF + DOCX.
Native parsing of POH/TOH splits, lot rent benchmarks, and expense ratios across 8 P&L formats nobody else handles cleanly.
Multi-property dashboard with portfolio-level returns, geographic distribution, and auto-generated investor-update reports.
Underwriting was built for institutions. Enterprise platforms cost $15,000–$50,000 a year and still require manual data entry. Newer tools hide pricing behind sales calls and skip mobile home parks entirely. Spreadsheet templates leave you alone with a hundred broker formats and zero judgment on the numbers.
UWmatic gives you institutional-grade outputs starting at $29 a month — pricing on the page, no demo required. The only AI parser on the market that handles mobile home park P&Ls correctly out of the box, with deep multifamily support across every major property management format.
A 4-unit house hack, a 200-unit syndication, or a distressed park you're trying to wrap your head around — same Excel model, same LOI, same investor packet. Same defensible numbers. Same three-minute turnaround.
From deal to decision in 3 simple steps. No learning curve, no spreadsheets, no stress.
Create properties by chatting naturally with AI — no forms required. 1 credit per property.
10-year projections, scenario modeling, and investment analysis powered by AI
Excel model, customized LOI, and investor-ready packet — generated automatically and ready to send.
Create properties by chatting naturally with AI — no forms required. 1 credit per property.
Simply chat with AI to create property profiles in minutes
Example:
"I found a 48-unit apartment complex in Austin for $4.2M..."
Everything you need for institutional-grade multifamily and mobile home park underwriting in one platform
Build complete multifamily property profiles in minutes through natural conversation. No forms, no spreadsheets - just chat with AI.
Upload T-12 financials and Offering Memorandums from any major property management system. AI extracts and categorizes every line item — then gives you a review step before it hits your model.
Works with the formats you already use
Yardi · RealPage · AppFolio · Rent Manager · MRI Software · and more
Native parsing for mobile home park P&Ls — lot rent vs POH separation, RTO note income handling, and utility pass-through. Works across 8 P&L formats other underwriting tools skip entirely.
Built for the formats brokers actually send
Rent Manager · ManageAmerica · CBRE · SVN · QuickBooks · and more
GP/LP waterfall modeling with preferred returns, promote structures, and 10-year LP projections. IRR and equity multiple calculations.
AI-powered red flag detection catches issues before you invest. Expense anomalies, rent analysis, and risk scoring.
Distressed property analysis with rehab budgets, carrying costs, bridge-to-perm financing, and AI-graded deal insights.
Every analysis saved and searchable. Revisit past deals, compare scenarios, and track how your underwriting assumptions evolve over time.
Every broker packages deals differently. We've tested our parser on the formats that dominate the market — so whether it's a polished OM from CBRE or a raw T-12 export from a regional operator, the data flows in clean.
Multifamily & Mobile Home Park formats supported. New templates added regularly.
Freddie Mac and Fannie Mae rate estimates, eligibility screening, and HUD income limits — matched to every multifamily property you analyze.
5/7/10-year fixed rate benchmarks for Freddie Mac and Fannie Mae agency programs.
Know if your deal qualifies for agency financing before you make an offer. DSCR and LTV checks included.
Automatic AMI thresholds for LIHTC, affordable housing, and workforce housing programs by MSA.
Model agency financing assumptions alongside your analysis. Freddie Mac and Fannie Mae program parameters built in.
Know your financing before you bid. Most investors waste weeks chasing deals that don't pencil. Our GSE intelligence tells you upfront if agency financing works — saving you time and increasing your close rate.
Hundreds of deals underwritten. One gets bought. Every broker sends a different format or no format at all. Hours lost in spreadsheets. Scenarios modeled. And then... all that intelligence is gone. No way to search it. No way to ask, “What was my best cash-on-cash deal in Dallas last year?”
Institutional-grade analysis shouldn’t require an institutional-grade team.
That’s why we built UWmatic.
Upload an OM, get GP/LP waterfall splits, preferred return modeling, and investor-ready Excel exports — in one session.
Parse T-12s from any PMS format. Run 10-year projections with GSE rate benchmarks. Screen 15 deals in the time it takes to manually underwrite one.
Portfolio-level NOI tracking, red flag detection across your pipeline, and scenario modeling for every deal in your portfolio.
Three calculators most syndicators would rather you didn't use — fee transparency, deal red flags, and capital call decisions. No signup. No paywall.
See what GPs really earn across acquisition fees, asset management fees, refi fees, and the waterfall promote. Compare fee structures across deals before you commit capital.
20-question due diligence check covering sponsor track record, deal structure, market assumptions, and stress-test scenarios. Score the deal before you wire.
Fund or don’t fund? Model the consequences of skipping a capital call vs. participating — dilution, recovery scenarios, and IRR impact spelled out clearly.
We integrate directly with official government databases to ensure your investment decisions are based on the most accurate data available.
Start with 3 free properties. Then subscribe from $29/mo. Cancel anytime.
Try the full platform
For individual investors
For syndicators & active investors
Everything you need to know about multifamily underwriting software and AI-powered deal analysis.
Multifamily underwriting software automates the analysis of apartment investment properties. It calculates key metrics like Cap Rate, NOI, DSCR, Cash-on-Cash returns, and IRR. UWmatic's AI-powered platform extracts data from offering memorandums and T-12 financial statements, then generates institutional-grade analysis with 10-year projections in minutes instead of weeks.
Our AI analyzes your multifamily deal in three ways: (1) Chat-to-Property lets you describe a deal in plain English and AI extracts all property details, (2) Document Parser automatically reads OMs and T-12s to extract financial data, (3) Deal Intelligence identifies red flags like expense anomalies, below-market rents, and risk factors. All analysis includes GSE financing rate estimates and eligibility screening.
Apartment syndication analysis evaluates multifamily deals for group investments where a General Partner (GP) raises capital from Limited Partners (LPs). UWmatic provides GP/LP waterfall modeling with preferred returns, promote structures, equity multiple calculations, and 10-year LP projections. This helps syndicators present professional investment packages to potential investors.
Our T-12 parser supports formats from all major property management systems — including Yardi, RealPage, AppFolio, Rent Manager, MRI Software, Buildium, and more — for both multifamily and mobile home park properties. Across tested templates, the parser achieves high accuracy for income and expense categorization. Every extraction includes a review step before finalizing, so you can verify line items and make adjustments before they flow into your underwriting model. We actively expand format support based on user uploads. If you encounter a format that doesn't parse cleanly, our team works to add support — usually within days.
We've tested our parser against T-12 formats from every major property management system, and it handles the vast majority of formats you'll encounter from brokers and operators. In the rare case your format doesn't parse perfectly, every upload includes a review step where you can adjust line items before they hit your model. We also actively add new format support — if you send us a format we haven't seen, we typically add support within a few days. You're never stuck.
UWmatic includes GSE financing data for Freddie Mac and Fannie Mae agency programs. You get 5/7/10-year fixed rate benchmarks, automatic eligibility screening based on DSCR and LTV requirements, and HUD income limits for LIHTC and affordable housing programs by MSA.
New users get 3 free properties within the first 30 days to try the full platform — no credit card required. After that, monthly subscriptions start at $29/mo (Starter, 6 credits/mo) or $59/mo (Pro, 15 credits/mo with syndication tools). Unused credits roll over each month. All core features are included with every property.
UWmatic has a dedicated MHP underwriting module that separates lot rent income from park-owned home (POH) income — critical for accurate valuation since these income streams are capitalized differently. Our MHP P&L parser supports 8+ vendor formats including CBRE, Marcus & Millichap, SVN, Rent Manager, ManageAmerica, Yardi, QuickBooks, and AppFolio. You can also create MHP properties through AI chat, describing lot count, lot rent, POH units, and expenses conversationally. The analysis includes 70x rule valuation, POH/TOH mix optimization, utility expense tracking, and 10-year projections.
UWmatic supports three main property categories: (1) Multifamily (5+ units) - full underwriting with syndication analysis, GSE financing, and institutional-grade reporting, (2) Mobile Home Parks - lot rent analysis, 70x rule valuation, POH/TOH mix analysis, (3) Small Properties (1-4 units) - House Hack, BRRRR, Buy & Hold, and Fix & Flip strategy calculators.
UWmatic provides comprehensive financial analysis including: 10-year cash flow projections with customizable assumptions, scenario modeling (best/base/worst case), NOI and cap rate analysis, DSCR calculations, IRR and equity multiple projections, GP/LP waterfall structures, and REO distressed property underwriting. All powered by AI-driven document parsing.
Yes, UWmatic generates investor-grade Excel spreadsheets with live formulas. Exports include 10-year cash flow projections, detailed P&L statements, scenario modeling worksheets, and sensitivity analysis. All formulas are editable so you can adjust assumptions and see results update automatically.
Unlike static spreadsheets, UWmatic uses AI to extract data automatically from documents, includes GSE financing rate estimates, pulls market data from federal sources, detects deal red flags, and generates professional reports. What takes 2 weeks with spreadsheets takes 3 minutes with UWmatic, with institutional-grade accuracy.
Still have questions? We're here to help.
Contact SupportStart free with 3 properties, no card required. Walk away with the Excel model, LOI, and investor packet — even on the free trial.