Capital Call Decision Helper

Received a capital call? Analyze whether it makes sense to fund.

100% client-side · Your data never leaves your browser

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Educational Tool — Not Financial, Legal, or Investment Advice

This tool uses simplified math and assumptions. Dilution calculations, break-even projections, and scenario comparisons are approximations only and may not reflect the actual terms of your investment. Capital call decisions have serious legal and financial consequences — do not rely on this tool alone. Review your Operating Agreement and PPM, consult a securities attorney about your rights and obligations, and speak with a financial advisor before deciding whether to fund.

Your Situation

$
$

The amount you personally are being asked to fund (your pro-rata portion)

$
$
$
%
%

New Total Investment

$125,000

DSCR

1.82x

Covering debt

NOI vs Projection

-20.0%

Significantly behind

Loan Maturity

24 mo

moderate urgency

Scenario Comparison: Fund vs. Don't Fund

If You Fund

Total at Risk$125,000
Ownership5.0%

Maintain position; benefit from recovery if NOI improves

If You Don't Fund

Total at Risk$100,000
Ownership4.0%

Ownership diluted from 5.0% to 4.0%

Dilution Impact: Your ownership would drop from 5.0% to 4.0% (−1.0%). On a $10,000,000 exit, that's a $100,000 reduction in your share.

Questions to Ask Before Deciding

  • What caused the shortfall — occupancy, expenses, or both?
  • What is the plan to return to positive cash flow?
  • How many months of reserves remain?
  • What is the current occupancy and rent collection rate?
  • What is the plan to reach loan maturity — refi, sale, or extension?

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This tool is for educational purposes only. UWmatic is not a registered investment advisor. Nothing on this platform constitutes investment advice. Users should independently verify all information and consult qualified professionals before making investment decisions.